Life Insurance Premium Financing Provides an Answer

Who will pay the taxes on your inheritance?
How can you make estate planning easier on yourself or an older parent?
What options are there to protect the strong financial roots of your family tree?

Senior life insurance financing may provide the long-term estate planning solutions you’ve been looking for to satisfy the life insurance planning needs of your family.

At Banyan Life Financial, we specialize in premium financing for high-net-worth ($2 million or more) individuals age 70 or older of average or better health. Our substantial understanding of the life insurance and senior life insurance financing markets allow us to provide these individuals - and their financial advisors - with significant benefits such as:

• continued life insurance coverage
• mitigation of estate and inheritance taxes
• multigenerational wealth transfer
• estate equalization
• income replacement
• cash accumulation

These benefits may be derived without the exposure that typically comes with traditional life insurance premium loans. Senior life insurance financing through Banyan Life Financial is structured to provide policyholders and their families with valuable life insurance coverage while enhancing the current state of existing estate planning. No longer does cash flow have to be diverted from important assets in order to cover life insurance premiums. Banyan Life Financial can facilitate important coverage through premium financing that manages resources in a smart, convenient and, most importantly, tax effective way.

Ready to see if senior life insurance financing is right for you or someone you know?